The current odds of winning any prize on Big Money Pay Day are 1 in 3.65 (27.37%), recalculated from the prizes still unclaimed. That covers every prize, from the smallest up to the $2,000,000 top prize.

Yes. 1 of the 3 $2,000,000 top prizes has been claimed, and 2 are still unclaimed, as of Oct 7, 2026. We estimate about 79% of the game's 6,422,098 tickets are still unsold.

Yes. Big Money Pay Day is on sale at Michigan Lottery retailers, and the lottery hasn’t announced an end date.

Among the 17 $20 Michigan scratch-offs on sale, Big Money Pay Day ranks #10 for odds of breaking even, with 1 in 3.65 tickets winning at least the $20 ticket price back. Right now the $20 game with the best odds of breaking even is Legendary Wild Time, where 1 in 3.29 tickets wins at least $20 back.

Big Money Pay Day has 10 prize levels. Odds are for winning that amount or more on one ticket. Current odds, from the prizes still unclaimed: $2,000,000 at 1 in 2,546,424 (2 of 3 left); $10,000+ at 1 in 363,775 (12 of 14 left); $2,000+ at 1 in 25,984 (182 of 213 left); $500+ at 1 in 3,221 (1,385 of 1,772 left); $300+ at 1 in 1,238 (2,533 of 3,199 left); $200+ at 1 in 91.7 (51,403 of 65,030 left); $100+ at 1 in 13.5 (320,949 of 406,204 left); $50+ at 1 in 8.08 (254,042 of 320,833 left); $30+ at 1 in 5.75 (254,454 of 320,739 left); $20+ at 1 in 3.65 (508,898 of 641,472 left).

The odds of winning at least your $20 back on one Big Money Pay Day ticket are 1 in 3.65 (27.37%). The odds of winning more than you paid are 1 in 5.75 (17.38%).

Big Money Pay Day costs $20 per ticket. It is sold at authorized Michigan Lottery retailers throughout the state.

Yes — Michigan instant games and Michigan scratch-offs are the same thing: a paper lottery ticket you scratch to reveal whether it wins. The Michigan Lottery lists them under "Instant" on its own site. "Instant Games" is simply what most players in Michigan call them, while "scratch-off" and "scratch ticket" are the terms used in other states. In Michigan, "instant games" and "instant tickets" mean these same paper tickets you buy at a retailer — not the lottery's online games. Every game ranked on this page is the same physical ticket, whichever name you use for it.

Big Money Pay Day, a $20 Michigan scratch-off, was released on Jul 7, 2026 by the Michigan Lottery.