How to Claim Michigan (MI)
Lottery Prizes
Claim a Michigan Lottery prize under $1,000 at any retailer or a bank claim center, $1,000 to $99,999 at a bank claim center and $100,000 or more at Michigan Lottery Headquarters in Lansing, within one year of the drawing. Prizes up to $99,999 can be claimed by mail.
Where to Claim Your Michigan Lottery Prize
Won? You have one year to cash it in.
Where to Cash a Winning Ticket
Where you can cash a Michigan Lottery prize depends on how much it is.
- Under $1KSigned ticket at a store
- Any lottery retailer
- Any bank claim center by appointment
- By mail
- $1K–$99,999Claim form and ID
- Any bank claim center by appointment
- By mail
- $100K+Claim form and ID
- Michigan Lottery Headquarters
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Play scratch-offs too?Up to x62.5 better jackpot odds
For $50K to $5M+ jackpots on the best Michigan scratch-offs. ScratchOdds ranks all 106 by today's odds.
For $50K to $5M+ jackpots on the best Michigan scratch-offs.
Get the Free AppSee the Best Ones
Good to Know
Claim deadline
One year after the drawing
Take a jackpot's cash option within 60 days of claiming the prize.
When you're paid
Retailers can pay prizes up to $999.99 on the spot, though they aren't required to.
Claim by mail
Up to $99,999
Michigan Lottery, Attn: Claim Center, P.O. Box 30023, Lansing, MI 48909
Taxes on winnings
24% federal withheld over $5,000
4.25% state tax; 4.25% withheld over $5,000. See your take-home
Can you stay anonymous?
Yes, from $10,001
Michigan Lottery Claim Forms
From $1,000, bring your signed ticket, ID and a completed claim form.
- Ticket Receipt Form
- Ticket Receipt Form (Spanish)
- Ticket Receipt Form (Arabic)
- Substitute 5754 Form for lottery clubs
Full checklist (4 items)
- The original winning ticket, signed on the back
- A completed Ticket Receipt Form, which claim centers also hand out, or a Substitute 5754 form for a lottery club
- For a prize of $1,000 or more, a valid, unexpired government photo ID, like a driver's license or state ID, and your Social Security card, with matching names. Send clear photocopies if you claim by mail
- If you're not a U.S. resident, a government photo ID and proof that you live outside the U.S., such as an I-94 or a visa
Michigan Lottery Claim Centers
Bring your ticket, claim form and ID. Every office sees winners by appointment only. Claims for prizes under $100,000 at a bank claim center are by appointment.
Michigan Lottery Headquarters
101 E. Hillsdale Street, Lansing, MI 48933By appointment onlyHours: Mon–Fri, 7:45 AM–4:45 PMPhone: 844-917-6325Livonia Claim Center
33231 Plymouth Rd., Livonia, MI 48150By appointment onlyHours: Mon–Fri, 7:45 AM–4:45 PMPhone: 844-917-6325Sterling Heights Claim Center
34700 Dequindre Road, Sterling Heights, MI 48310By appointment onlyHours: Mon–Fri, 7:45 AM–4:45 PMPhone: 844-917-6325Detroit Claim Center
Cadillac Place, 3060 W. Grand Boulevard, Suite L-600, Detroit, MI 48202By appointment onlyHours: Mon–Fri, 7:45 AM–4:45 PMPhone: 844-917-6325Grand Rapids Claim Center
3391-B Plainfield Ave. NE, Grand Rapids, MI 49525By appointment onlyHours: Mon–Fri, 7:45 AM–4:45 PMPhone: 844-917-6325Saginaw Claim Center
Jerome T. Hart State Office Building, 411 E. Genesee Avenue, Saginaw, MI 48607By appointment onlyHours: Mon–Fri, 7:45 AM–4:45 PMPhone: 844-917-6325
More Claim Rules
- Bank claim centers
- In the northern Lower Peninsula and the Upper Peninsula, some banks serve as claim centers and process claims up to $99,999.99. The Lottery's FAQ lists them.
- Self-serve machines
- Lottery self-serve machines in stores take winning tickets up to $500 as credit toward new tickets.
- Debts owed to the state
- Before paying a prize of $1,000 or more, the Lottery checks for debts owed to the state, like back taxes, child support or unemployment benefits to repay, and pays those out of the prize first, up to all of it.
- Keeping your name private
- Michigan law keeps the name and address of a winner of more than $10,000 private unless the winner agrees in writing. Winners of multi-state games like Powerball and Mega Millions can be named where those games' rules require it.
- Annuity prizes
- Prizes with yearly payments, like a Lotto 47 jackpot, are claimed at Lottery Headquarters in Lansing: call Player Relations at 844-917-6325 first. A winner has 60 days to choose a cash payment instead, and the choice can't be undone.
- Tickets bought online
- Prizes on tickets bought at michiganlottery.com or in the app go into your Lottery account up to $600. From $600.01 to $99,999.99, you submit an online claim, and from $100,000 you submit one and then claim in person at Headquarters. Online prizes are paid in whole dollars.
- Group wins
- A lottery club claims with a Substitute 5754 form instead of a Ticket Receipt Form, listing every member who shares the prize. For $1,000 or more, each member's photo ID and Social Security card are needed too.
Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.
You can't change the lottery's odds.
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The best Michigan scratch-offs right now have up to x62.5 better jackpot odds for $50K to $5M+ jackpots.
Every Michigan scratch-off ranked by today's odds- The best tickets for your budget and the prize you want
- A free app, built on official Michigan Lottery data
More Michigan Lottery Help
Check your numbers, the best scratch-offs, and claiming in other states.
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Michigan Scratch-Offs
Frequently Asked Questions
Answers about the Michigan Lottery
Where can I claim lottery winnings in Michigan?
Under $1,000: Any lottery retailer, any bank claim center by appointment or by mail. $1,000 to $99,999: Any bank claim center by appointment or by mail. $100,000 or more: Michigan Lottery Headquarters.
Where can I cash a $1,000 lottery ticket in Michigan?
Not at a store: Michigan Lottery retailers pay prizes up to $999. $1,000 to $99,999: Any bank claim center by appointment or by mail.
Where are the Michigan Lottery claim centers?
Michigan Lottery Headquarters, 101 E. Hillsdale Street, Lansing; Livonia Claim Center, 33231 Plymouth Rd., Livonia; Sterling Heights Claim Center, 34700 Dequindre Road, Sterling Heights; Detroit Claim Center, Cadillac Place, 3060 W. Grand Boulevard, Suite L-600, Detroit; Grand Rapids Claim Center, 3391-B Plainfield Ave. NE, Grand Rapids; Saginaw Claim Center, Jerome T. Hart State Office Building, 411 E. Genesee Avenue, Saginaw.
What time can you cash lottery tickets in Michigan?
Any Michigan Lottery retailer cashes prizes up to $999 whenever it's open. The Michigan Lottery claim centers are open Mon–Fri, 7:45 AM–4:45 PM.
What should I do if I win the Michigan Lottery?
Sign your ticket and keep it safe, then claim it within one year of the drawing. Under $1,000: Any lottery retailer, any bank claim center by appointment or by mail. $1,000 to $99,999: Any bank claim center by appointment or by mail. $100,000 or more: Michigan Lottery Headquarters. From $1,000, bring your signed ticket, ID and a completed claim form.
How long do you have to claim a Michigan Lottery prize?
One year after the drawing. A jackpot's cash option must be chosen within 60 days of claiming the prize.
Do Michigan Lottery tickets expire?
Yes. A winning ticket must be claimed within one year of the drawing, or the prize can no longer be paid.
What do I need to claim a Michigan Lottery prize?
At a store, a prize up to $999 needs just the signed ticket. From $1,000: The original winning ticket, signed on the back; A completed Ticket Receipt Form, which claim centers also hand out, or a Substitute 5754 form for a lottery club; For a prize of $1,000 or more, a valid, unexpired government photo ID, like a driver's license or state ID, and your Social Security card, with matching names. Send clear photocopies if you claim by mail; If you're not a U.S. resident, a government photo ID and proof that you live outside the U.S., such as an I-94 or a visa.
Do I need an appointment at a Michigan Lottery claim center?
Yes. Every claim center sees winners by appointment only.
Can I claim a Michigan Lottery prize by mail?
Yes, prizes up to $99,999. Mail the signed ticket, with any copies the Michigan Lottery asks for, to Michigan Lottery, Attn: Claim Center, P.O. Box 30023, Lansing, MI 48909. Prizes from $1,000 also need a completed claim form.
How long does it take to get Michigan Lottery winnings?
Retailers can pay prizes up to $999.99 on the spot, though they aren't required to. Claim centers pay by check or prepaid card at your appointment, and mailed claims are paid by check sent to the address on your Ticket Receipt Form. Online prizes go into your Lottery account.
Can you claim lottery winnings anonymously in Michigan?
Yes, for prizes over $10,000. Smaller prizes' winners are public record.
Can I claim a Michigan Lottery prize online?
For some prizes, yes: prizes on tickets bought at michiganlottery.com or in the app go into your Lottery account up to $600. Otherwise, claim in person or by mail.
What is the Michigan Lottery phone number?
844-917-6325 for customer service.
Where is Michigan Lottery headquarters?
Michigan Lottery Headquarters is at 101 E. Hillsdale Street, Lansing, MI 48933, open Mon–Fri, 7:45 AM–4:45 PM. Call 844-917-6325.
Are lottery winnings taxed in Michigan?
Michigan taxes lottery winnings at 4.25%, and federal income tax applies too. 24% federal and 4.25% state tax are withheld from prizes over $5,000.
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