The current odds of winning any prize on Set For Life are 1 in 3.2 (31.23%), recalculated from the prizes still unclaimed. That covers every prize, from the smallest up to the $5,000,000 top prize.

Not yet. All 2 $5,000,000 top prizes are still unclaimed, as of Oct 9, 2026. We estimate about 21% of the game's 3,000,000 tickets are still unsold.

Yes. Set For Life is on sale at Ohio Lottery retailers, and the lottery hasn’t announced an end date.

Among the 8 $20 Ohio scratch-offs on sale, Set For Life ranks #3 for odds of breaking even, with 1 in 3.2 tickets winning at least the $20 ticket price back. Right now the $20 game with the best odds of breaking even is $1,000,000 Cash Payout, where 1 in 3.06 tickets wins at least $20 back.

Set For Life has 10 prize levels. Odds are for winning that amount or more on one ticket. Current odds, from the prizes still unclaimed: $5,000,000 at 1 in 320,068 (2 of 2 left); $100,000+ at 1 in 320,068 (0 of 6 left); $15,000+ at 1 in 160,034 (2 of 6 left); $1,000+ at 1 in 25,605 (21 of 100 left); $500+ at 1 in 871 (710 of 3,525 left); $250+ at 1 in 319 (1,274 of 6,000 left); $100+ at 1 in 77.2 (6,285 of 30,000 left); $50+ at 1 in 19 (25,312 of 120,000 left); $40+ at 1 in 8.93 (38,107 of 180,000 left); $30+ at 1 in 3.2 (128,198 of 600,000 left).

The odds of winning at least your $20 back on one Set For Life ticket are 1 in 3.2 (31.23%). No prize pays exactly $20, so that is also your chance of winning more than you paid.

Set For Life costs $20 per ticket. It is sold at authorized Ohio Lottery retailers throughout the state.

Yes — Ohio instant games and Ohio scratch-offs are the same thing: a paper lottery ticket you scratch to reveal whether it wins. The Ohio Lottery lists them under "Scratch-Offs" on its own site. "Instant Games" is simply what most players in Ohio call them, while "scratch-off" and "scratch ticket" are the terms used in other states. In Ohio, "instant games" and "instant tickets" mean these same paper tickets you buy at a retailer — not the lottery's online games. Every game ranked on this page is the same physical ticket, whichever name you use for it.