The odds of winning any prize on $500,000 a Year for Life are 1 in 3.46 (28.88%). Those are the odds printed when the game launched, since remaining-prize counts aren’t available for this game.

Yes. $500,000 a Year for Life is on sale at Pennsylvania Lottery retailers, and the lottery hasn’t announced an end date.

Among the 5 $20 Pennsylvania scratch-offs on sale, $500,000 a Year for Life ranks #5 for odds of breaking even, with 1 in 3.46 tickets winning at least the $20 ticket price back. Right now the $20 game with the best odds of breaking even is $500 Blowout, where 1 in 2.73 tickets wins at least $20 back.

$500,000 a Year for Life has 11 prize levels. Odds are for winning that amount or more on one ticket. These are the odds printed when the game launched: $500,000/Year/Life at 1 in 1,680,000 (5 printed); $50,000+ at 1 in 637,943 (4 of 10 left); $5,000+ at 1 in 28,285 (139 of 280 left); $1,000+ at 1 in 4,059 (868 of 1,750 left); $500+ at 1 in 360 (10,430 of 21,350 left); $200+ at 1 in 183 (11,003 of 22,400 left); $100+ at 1 in 45.2 (140,000 printed); $50+ at 1 in 18 (280,000 printed); $40+ at 1 in 11.3 (280,000 printed); $30+ at 1 in 8.19 (280,000 printed); $20+ at 1 in 3.46 (1,400,000 printed).

The odds of winning at least your $20 back on one $500,000 a Year for Life ticket are 1 in 3.46 (28.88%). The odds of winning more than you paid are 1 in 8.19 (12.21%).

$500,000 a Year for Life costs $20 per ticket. It is sold at authorized Pennsylvania Lottery retailers throughout the state.

Yes — Pennsylvania instant games and Pennsylvania scratch-offs are the same thing: a paper lottery ticket you scratch to reveal whether it wins. The Pennsylvania Lottery lists them under "Scratch-Offs" on its own site. "Instant Games" is simply what most players in Pennsylvania call them, while "scratch-off" and "scratch ticket" are the terms used in other states. In Pennsylvania, "instant games" and "instant tickets" mean these same paper tickets you buy at a retailer — not the lottery's online games. Every game ranked on this page is the same physical ticket, whichever name you use for it.

$500,000 a Year for Life, a $20 Pennsylvania scratch-off, was released on Jun 6, 2026 by the Pennsylvania Lottery.