The odds of winning any prize on Millionaire Loading are 1 in 3.46 (28.89%). Those are the odds printed when the game launched, since remaining-prize counts aren’t available for its smaller prizes.

Yes. 4 of the 5 $1,000,000 top prizes have been claimed, and 1 is still unclaimed, as of Oct 21, 2026. We estimate about 7% of the game's 7,197,128 tickets are still unsold.

Yes, but it is ending soon. Check the top prizes left before you buy.

Among the 5 $20 Pennsylvania scratch-offs on sale, Millionaire Loading ranks #4 for odds of breaking even, with 1 in 3.46 tickets winning at least the $20 ticket price back. Right now the $20 game with the best odds of breaking even is $500 Blowout, where 1 in 2.73 tickets wins at least $20 back.

Millionaire Loading has 11 prize levels. Odds are for winning that amount or more on one ticket. Current odds, from the prizes still unclaimed: $1,000,000 at 1 in 533,033 (1 of 5 left); $10,000+ at 1 in 133,258 (3 of 40 left); $4,000+ at 1 in 28,054 (15 of 150 left); $1,000+ at 1 in 1,053 (487 of 6,000 left); $400+ at 1 in 148 (3,088 of 41,700 left); $200+ at 1 in 112 (1,153 of 16,200 left). Printed odds, since remaining-prize counts aren’t available for these: $150+ at 1 in 39.1 (120,000 printed); $100+ at 1 in 25.7 (96,000 printed); $50+ at 1 in 17 (144,000 printed); $30+ at 1 in 5.49 (888,000 printed); $20+ at 1 in 3.46 (768,000 printed).

The odds of winning at least your $20 back on one Millionaire Loading ticket are 1 in 3.46 (28.89%). The odds of winning more than you paid are 1 in 5.49 (18.23%).

Millionaire Loading costs $20 per ticket. It is sold at authorized Pennsylvania Lottery retailers throughout the state.

Yes — Pennsylvania instant games and Pennsylvania scratch-offs are the same thing: a paper lottery ticket you scratch to reveal whether it wins. The Pennsylvania Lottery lists them under "Scratch-Offs" on its own site. "Instant Games" is simply what most players in Pennsylvania call them, while "scratch-off" and "scratch ticket" are the terms used in other states. In Pennsylvania, "instant games" and "instant tickets" mean these same paper tickets you buy at a retailer — not the lottery's online games. Every game ranked on this page is the same physical ticket, whichever name you use for it.

Millionaire Loading, a $20 Pennsylvania scratch-off, was released on Aug 11, 2025 by the Pennsylvania Lottery.