Kentucky Millionaire for Life Prizes & Odds

    Every prize and the odds of winning it on one play.

    Odds of winning any prize: 1 in 8.47. The top two prizes are paid yearly for life, for at least 20 years, or as one cash payment.

    Match 5 + Millionaire Ball$1M/Year/LifeOdds to win: 1 in 22,910,580
    Match 5$100K/Year/LifeOdds to win: 1 in 5,727,645
    Match 4 + Millionaire Ball$7,500Odds to win: 1 in 86,455
    Match 4$500Odds to win: 1 in 21,614
    Match 3 + Millionaire Ball$250Odds to win: 1 in 1,663
    Match 3$50Odds to win: 1 in 416
    Match 2 + Millionaire Ball$25Odds to win: 1 in 97.8
    Match 2$8Odds to win: 1 in 24.45
    Match 1 + Millionaire Ball$8Odds to win: 1 in 15.65

    24% federal and 3.5% state tax are withheld from prizes over $5,000. What a prize pays after taxes

    Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.

    You can't change Millionaire for Life's odds.
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    More for Millionaire for Life Players

    What a win pays after taxes, where to cash it, and other games’ prizes.

    Frequently Asked Questions

    Answers about Kentucky Millionaire for Life prizes and odds

    How much does Kentucky Millionaire for Life pay?
    On a $5 play, Match 5 + Millionaire Ball wins $1M/Year/Life (odds 1 in 22,910,580). Match 5 wins $100K/Year/Life (1 in 5,727,645), Match 4 + Millionaire Ball $7,500 (1 in 86,455), Match 4 $500 (1 in 21,614), Match 3 + Millionaire Ball $250 (1 in 1,663), Match 3 $50 (1 in 416), Match 2 + Millionaire Ball $25 (1 in 97.8), Match 2 $8 (1 in 24.45) and Match 1 + Millionaire Ball $8 (1 in 15.65).
    Do you win anything with 1 number on Kentucky Millionaire for Life?
    Not without the Millionaire Ball: you need 2 numbers, which wins $8. With the Millionaire Ball, 1 number wins $8.
    What are the odds of winning Kentucky Millionaire for Life?
    The odds of winning any prize are 1 in 8.47. Match 5 + Millionaire Ball wins $1M/Year/Life, odds 1 in 22,910,580.
    Are Kentucky Millionaire for Life winnings taxed?
    Kentucky taxes lottery winnings at 3.5%. 24% federal and 3.5% state tax are withheld from prizes over $5,000.
    How do you claim Kentucky Millionaire for Life winnings?
    Claim a Kentucky Lottery prize $600 or less at any retailer or Kentucky Lottery Headquarters in Louisville, over $600 to $5,000 at a Cashing Agent or Kentucky Lottery Headquarters in Louisville, over $5,000 to $25,000 at a Super Cashing Agent or Kentucky Lottery Headquarters in Louisville and over $25,000 at Kentucky Lottery Headquarters in Louisville, within 180 days of the drawing. Prizes up to $25,000 can be claimed by mail.

    Still have questions? Email our support team

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