How to Claim Kentucky (KY)
Lottery Prizes
Claim a Kentucky Lottery prize $600 or less at any retailer or Kentucky Lottery Headquarters in Louisville, over $600 to $5,000 at a Cashing Agent or Kentucky Lottery Headquarters in Louisville, over $5,000 to $25,000 at a Super Cashing Agent or Kentucky Lottery Headquarters in Louisville and over $25,000 at Kentucky Lottery Headquarters in Louisville, within 180 days of the drawing. Prizes up to $25,000 can be claimed by mail.
Where to Claim Your Kentucky Lottery Prize
Won? You have 180 days to cash it in.
Where to Cash a Winning Ticket
Where you can cash a Kentucky Lottery prize depends on how much it is.
- Up to $600Signed ticket at a store
- Any lottery retailer
- Kentucky Lottery Headquarters
- By mail
- $601–$5KClaim form and ID
- Any Cashing Agent
- Kentucky Lottery Headquarters
- By mail
- $5,001–$25KClaim form and ID
- Any Super Cashing Agent
- Kentucky Lottery Headquarters
- By mail
- Over $25KClaim form and ID
- Kentucky Lottery Headquarters by appointment
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Play scratch-offs too?Up to x30.9 better jackpot odds
For $50K to $1M+ jackpots on the best Kentucky scratch-offs. ScratchOdds ranks all 78 by today's odds.
For $50K to $1M+ jackpots on the best Kentucky scratch-offs.
Get the Free AppSee the Best Ones
Good to Know
Claim deadline
180 days after the drawing
Take a jackpot's cash option within 60 days of claiming the prize.
When you're paid
Retailers and Cashing Agents pay when they check your ticket, and Mobile Cashing deposits a prize up to $600 into your Fun Club account, usually within minutes.
Claim by mail
Up to $25,000
Kentucky Lottery Corporation, Claims Dept. 100, Louisville, KY 40287-0001
Taxes on winnings
24% federal withheld over $5,000
3.5% state tax; 3.5% withheld over $5,000. See your take-home
Can you stay anonymous?
Not by law
By signing the claim form, you let the lottery use your name, image and voice in its publicity.
Kentucky Lottery Claim Forms
Over $600, bring your signed ticket, ID and a completed claim form.
Full checklist (4 items)
- The original winning ticket, or the Exchange Ticket a store gave you, signed on the back
- For a prize over $600, a completed and signed Winner Claim Form
- A valid government-issued photo ID, such as a driver's license. Send a copy if you claim by mail
- Your Social Security number, which the claim form asks for
Kentucky Lottery Headquarters
Bring your ticket, claim form and ID. Claims for prizes over $25,000 at Kentucky Lottery Headquarters in Louisville are by appointment.
Kentucky Lottery Headquarters
1011 West Main Street, Louisville, KY 40202Hours: Mon–Fri, 8:00 AM–5:00 PMPhone: 877-789-4532
More Claim Rules
- Retailers and Cashing Agents
- Any Kentucky Lottery retailer can pay a prize up to $600 without a claim form. Cashing Agents pay prizes over $600 up to $5,000, and Super Cashing Agents up to $25,000, with a claim form. A store can pay a prize over $50 only within 90 days of the drawing; after that, claim at Lottery Headquarters or by mail.
- When you can claim
- Pick 3 and Pick 4 prizes can be claimed right after the drawing. Cash Ball 225, Powerball, Mega Millions, Millionaire for Life and Powerball Xs & Os prizes can be claimed from the next business day.
- Mobile Cashing
- A prize up to $600 on a ticket bought in a store can be cashed into your Fun Club account by scanning the ticket in the Kentucky Lottery app, once all its drawings are over. Keep the ticket until the deposit shows in your account.
- Prizes won online
- Prizes of $600 or less won on kylottery.com or in the app go straight into your Fun Club account. Over $600 up to $99,999.99, you can claim online and get a check, or claim at Lottery Headquarters; $100,000 or more must be claimed at Headquarters.
- Multi-draw tickets and EZmatch
- If you cash a ticket that still has drawings left, the store gives you an Exchange Ticket for the rest. An EZmatch prize can be cashed before the drawing the same way. An EZmatch prize must be claimed within 180 days of the first drawing on the ticket.
- Debts owed
- Prizes are subject to set-off for certain debts, as the law requires, and the lottery may have to share a winner's details and prize with state agencies.
- Winners' names
- By signing the claim form, you let the lottery use your name, image and voice in its publicity. It has announced some winners without their names at their request, but the information you give it may be released under the Kentucky Open Records Act.
Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.
You can't change the lottery's odds.
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Every Kentucky scratch-off ranked by today's odds- The best tickets for your budget and the prize you want
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More Kentucky Lottery Help
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Frequently Asked Questions
Answers about the Kentucky Lottery
Where can I claim lottery winnings in Kentucky?
$600 or less: Any lottery retailer, Kentucky Lottery Headquarters or by mail. Over $600 to $5,000: Any Cashing Agent, Kentucky Lottery Headquarters or by mail. Over $5,000 to $25,000: Any Super Cashing Agent, Kentucky Lottery Headquarters or by mail. Over $25,000: Kentucky Lottery Headquarters by appointment.
Where can I cash a $1,000 lottery ticket in Kentucky?
Not at most stores: Kentucky Lottery retailers pay prizes up to $600. Over $600 to $5,000: Any Cashing Agent, Kentucky Lottery Headquarters or by mail.
What time can you cash lottery tickets in Kentucky?
Any Kentucky Lottery retailer cashes prizes up to $600 whenever it's open. Kentucky Lottery Headquarters is open Mon–Fri, 8:00 AM–5:00 PM.
What should I do if I win the Kentucky Lottery?
Sign your ticket and keep it safe, then claim it within 180 days of the drawing. $600 or less: Any lottery retailer, Kentucky Lottery Headquarters or by mail. Over $600 to $5,000: Any Cashing Agent, Kentucky Lottery Headquarters or by mail. Over $5,000 to $25,000: Any Super Cashing Agent, Kentucky Lottery Headquarters or by mail. Over $25,000: Kentucky Lottery Headquarters by appointment. Over $600, bring your signed ticket, ID and a completed claim form.
How long do you have to claim a Kentucky Lottery prize?
180 days after the drawing. A jackpot's cash option must be chosen within 60 days of claiming the prize.
Do Kentucky Lottery tickets expire?
Yes. A winning ticket must be claimed within 180 days of the drawing, or the prize can no longer be paid.
What do I need to claim a Kentucky Lottery prize?
At a store, a prize up to $600 needs just the signed ticket. Over $600: The original winning ticket, or the Exchange Ticket a store gave you, signed on the back; For a prize over $600, a completed and signed Winner Claim Form; A valid government-issued photo ID, such as a driver's license. Send a copy if you claim by mail; Your Social Security number, which the claim form asks for.
Do I need an appointment at Kentucky Lottery Headquarters?
For prizes over $25,000, yes: claims at Kentucky Lottery Headquarters in Louisville are by appointment.
Can I claim a Kentucky Lottery prize by mail?
Yes, prizes up to $25,000. Mail the signed ticket, with any copies the Kentucky Lottery asks for, to Kentucky Lottery Corporation, Claims Dept. 100, Louisville, KY 40287-0001. Prizes over $600 also need a completed claim form.
How long does it take to get Kentucky Lottery winnings?
Retailers and Cashing Agents pay when they check your ticket, and Mobile Cashing deposits a prize up to $600 into your Fun Club account, usually within minutes. The lottery publishes no time for claims at Headquarters or by mail.
Can you claim lottery winnings anonymously in Kentucky?
Not by law. By signing the claim form, you let the lottery use your name, image and voice in its publicity. It has announced some winners without their names at their request, but the information you give it may be released under the Kentucky Open Records Act.
Can I claim a Kentucky Lottery prize online?
For some prizes, yes: prizes of $600 or less won on kylottery.com or in the app go straight into your Fun Club account. Otherwise, claim in person or by mail.
What is the Kentucky Lottery phone number?
877-789-4532 for customer service.
Where is Kentucky Lottery headquarters?
Kentucky Lottery Headquarters is at 1011 West Main Street, Louisville, KY 40202, open Mon–Fri, 8:00 AM–5:00 PM. Call 877-789-4532.
Are lottery winnings taxed in Kentucky?
Kentucky taxes lottery winnings at 3.5%, and federal income tax applies too. 24% federal and 3.5% state tax are withheld from prizes over $5,000.
Still have questions? Email our support team
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