Maine (ME) Lottery
Tax & Payout Calculator
Maine taxes lottery winnings at up to 7.15%, and federal income tax applies too. 24% federal and 7.15% state tax are withheld from prizes over $5,000. Taken as cash, the next $538 million Powerball jackpot leaves a Maine winner about $123.3 million.
Does Maine Tax Lottery Winnings?
Yes, up to 7.15%. Federal tax applies too: 24% federal and 7.15% state tax are withheld from prizes over $5,000.
Maine Powerball & Mega Millions Jackpots After Taxes
What each jackpot leaves after federal and Maine tax, as one cash payment or paid yearly.
- Jackpot
- $538M
- Cash value
- $220.6M
- Federal + state tax
- $97.3M
- You keep
- About $123.3M
Powerball
- Jackpot
- $385M
- Cash value
- $154.8M
- Federal + state tax
- $68.3M
- You keep
- About $86.5M
Mega Millions
- Jackpot
- $2.4M
Tri-State Megabucks
Cash value not published.
- Jackpot
- $2.2M
- Cash value
- $880K
- Federal + state tax
- $338.5K
- You keep
- About $541.5K
Lotto America
- Jackpot
- $1.5M
- Cash value
- $1.5M
- Federal + state tax
- $612.3K
- You keep
- About $887.7K
Powerball Xs & Os
- Jackpot
- $538M
- Paid yearly
- $8.1M to $33.3M a year30 payments, each 5% larger
- Federal + state tax
- $236MOver 30 years
- You keep
- About $302MOver 30 years
Powerball
- Jackpot
- $385M
- Paid yearly
- $5.8M to $23.9M a year30 payments, each 5% larger
- Federal + state tax
- $168.5MOver 30 years
- You keep
- About $216.5MOver 30 years
Mega Millions
- Jackpot
- $2.4M
- Paid yearly
- $36.1K to $148.7K a year30 payments, each 5% larger
- Federal + state tax
- $747.6KWithheld
- You keep
- $1.7MAfter withholding
Tri-State Megabucks
- Jackpot
- $2.2M
- Paid yearly
- $32.4K to $133.2K a year30 payments, each 5% larger
- Federal + state tax
- $669.7KWithheld
- You keep
- $1.5MAfter withholding
Lotto America
Federal tax at the 2026 rates for a single filer with no other income and Maine's 7.15% tax.
Each payment is taxed in the year it's paid, at the 2026 rates and Maine's 7.15% tax. Payments under $640,600 a year show what's withheld; the rest of their tax depends on the winner's other income.
Maine Lottery Tax Calculator
Type your prize to see what's withheld when it's paid and what you're handed.
$
| Prize | Withheld at claim | Paid to you |
|---|---|---|
| $1,000 | Nothing | $1,000 |
| $5,000 | Nothing | $5,000 |
| $10,000 | $3,115 | $6,885 |
| $50,000 | $15,575 | $34,425 |
| $100,000 | $31,150 | $68,850 |
| $1,000,000 | $311,500 | $688,500 |
Every prize is taxable income. From $2,000 the lottery reports it to the IRS, and your final federal tax depends on your income, from 10% to 37%.
Good to Know
Maine tax on winnings
Up to 7.15%
Graduated: what you owe depends on your income, on top of federal tax.
Withheld when you're paid
24% federal + 7.15% state over $5,000
Smaller prizes are paid in full.
Not a U.S. citizen or resident
37.15% withheld
From prizes of $600 or more.
Top federal rate
37% over $640,600
$768,700 for married filing jointly. A jackpot owes most of its tax at this rate, more than the 24% withheld.
Reported to the IRS
Prizes of $2,000 or more
On Form W-2G, from 2026; it was $600 before.
Cash or annuity
Choose within 60 days of claiming the prize
Cash is one smaller payment. The annuity pays the full jackpot yearly: 30 years for Powerball, Mega Millions, Tri-State Megabucks and Lotto America.
Graduated state tax
For 2026, Maine taxes a single filer's taxable income at 5.8% on the first $27,400, 6.75% up to $64,850 and 7.15% above that, or on a joint return up to $54,850 and $129,750. Winnings are added to the rest of your income.
Surcharge on income over $1 million
From 2026, Maine adds a 2% surcharge on taxable income over $1 million for a single filer, $1.5 million on a joint return or for a head of household, and $750,000 for a married person filing separately, so the part of a large prize above that is taxed at 9.15%. The thresholds rise with inflation from 2027.
Nonresidents
Prizes on Maine State Lottery tickets bought in Maine are Maine income, so winners who live in another state owe Maine income tax on them too.
Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.
More Maine Lottery Help
What each game pays, the best scratch-offs, and taxes in other states.
Frequently Asked Questions
Answers about the Maine Lottery
Does Maine tax lottery winnings?
Yes. Maine taxes lottery winnings at up to 7.15%, and federal income tax applies too.
What is the Maine lottery tax rate?
Maine taxes lottery winnings at up to 7.15%, on top of federal income tax. 24% federal and 7.15% state tax are withheld from prizes over $5,000; smaller prizes are paid in full. For a winner who isn't a U.S. citizen or resident, 30% federal and 7.15% state tax are withheld from prizes of $600 or more.
How much tax do you pay on a $1,000 lottery ticket in Maine?
Nothing is withheld: the Maine Lottery pays the full $1,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. Maine taxes it too, at up to 7.15%.
How much tax do you pay on a $10,000 lottery ticket in Maine?
The Maine Lottery withholds $3,115 and pays you $6,885. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. Maine taxes it too, at up to 7.15%.
How much tax do you pay on $1 million in lottery winnings in Maine?
The Maine Lottery withholds $311,500 and pays you $688,500. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. Maine taxes it too, at up to 7.15%.
How much are lottery winnings taxed?
Lottery winnings are taxed as income. Federal rates run from 10% to 37%, and in 2026 the top rate starts at $640,600 for a single filer and $768,700 for a married couple filing jointly. What's withheld when you're paid is a down payment: on a large prize, you'll likely owe more when you file.
Do you get a W-2G for lottery winnings?
Yes, for prizes of $2,000 or more: the lottery reports them to the IRS on Form W-2G. The threshold was $600 before 2026. Smaller prizes are still taxable income you report.
How much is the Powerball jackpot after taxes in Maine?
The next Powerball jackpot is an estimated $538 million, or $220.6 million as one cash payment. After federal tax and Maine's 7.15%, the cash leaves a single winner about $123.3 million. Taken as 30 yearly payments, it pays about $302 million after taxes in all.
How much is the Mega Millions jackpot after taxes in Maine?
The next Mega Millions jackpot is an estimated $385 million, or $154.8 million as one cash payment. After federal tax and Maine's 7.15%, the cash leaves a single winner about $86.5 million. Taken as 30 yearly payments, it pays about $216.5 million after taxes in all.
How much is the Lotto America jackpot after taxes in Maine?
The next Lotto America jackpot is an estimated $2.2 million, or $880,000 as one cash payment. After federal tax and Maine's 7.15%, the cash leaves a single winner about $541,000.
How much is the Powerball Xs & Os jackpot after taxes in Maine?
The next Powerball Xs & Os jackpot is an estimated $1.5 million, paid as one cash payment. After federal tax and Maine's 7.15%, the cash leaves a single winner about $888,000.
What is the difference between the cash option and the annuity?
The cash option is one payment, smaller than the advertised jackpot: the next Powerball jackpot's is 41% of it, all taxed in one year. The annuity pays the full jackpot in 30 yearly payments, each 5% larger than the last, each taxed in the year it's paid. In Maine, you choose within 60 days of claiming the prize.
Are scratch-off winnings taxed in Maine?
Yes, the same as draw game prizes: scratch-off winnings are taxable income, and 24% federal and 7.15% state tax are withheld from prizes over $5,000. Maine taxes them at up to 7.15%.
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