Massachusetts Millionaire for Life Prizes & Odds
Every prize and the odds of winning it on one play.
Odds of winning any prize: 1 in 8.47. The top two prizes are paid yearly for life, for at least 20 years, or as one cash payment.
5% state tax is withheld from prizes over $600, plus 24% federal tax from prizes over $5,000. What a prize pays after taxes
Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.

You can't change Millionaire for Life's odds.
You can pick better scratch-offs.
The best Massachusetts scratch-offs right now have up to x135 better jackpot odds for $50K to $5M+ jackpots.
Every Massachusetts scratch-off ranked by today's odds
The best tickets for your budget and the prize you want
A free app, built on official Massachusetts Lottery data

More for Millionaire for Life Players
What a win pays after taxes, where to cash it, and other games’ prizes.
Good to know
- Keep MoreMassachusetts Lottery Tax Calculator Massachusetts taxes winnings at 5%. 5% state tax is withheld from prizes over $600, plus 24% federal tax from prizes over $5,000.
- After You WinHow to Claim a Massachusetts Lottery Prize Up to $600 at any lottery retailer. You have one year to claim.
- Before You PlayMassachusetts Lottery Draw Times Drawn every day at 11:15 PM ET. Sales stop at 10:15 PM ET.
Other Massachusetts games’ prizes
Massachusetts Scratch Tickets
Frequently Asked Questions
Answers about Massachusetts Millionaire for Life prizes and odds
How much does Massachusetts Millionaire for Life pay?
Do you win anything with 1 number on Massachusetts Millionaire for Life?
What are the odds of winning Massachusetts Millionaire for Life?
Are Massachusetts Millionaire for Life winnings taxed?
How do you claim Massachusetts Millionaire for Life winnings?
Still have questions? Email our support team


Ready to Play Smarter?
Join 50,000+ players who've stopped guessing and started winning more. Download free—no credit card, no commitment. Your state's best games are waiting.


