New Jersey (NJ) Lottery
Tax & Payout Calculator

Yes. New Jersey taxes lottery winnings at up to 10.75% on prizes over $10,000, and federal income tax applies too.

New Jersey taxes lottery winnings at up to 10.75% on prizes over $10,000, on top of federal income tax. 24% federal tax is withheld from prizes over $5,000, plus 5% state tax from prizes over $10,000, rising to 8% state tax from prizes over $500,000; smaller prizes are paid in full. Without a valid Social Security number, 24% federal tax is withheld from prizes of $2,000 or more, plus 8% state tax from prizes over $10,000. For a winner who isn't a U.S. citizen or resident, 30% federal tax is withheld from prizes of $600 or more, plus 5% state tax from prizes over $10,000, rising to 8% state tax from prizes over $500,000.

Nothing is withheld: the New Jersey Lottery pays the full $1,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. New Jersey doesn't tax lottery prizes of $10,000 or less.

The New Jersey Lottery withholds $2,400 and pays you $7,600. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. New Jersey doesn't tax lottery prizes of $10,000 or less.

The New Jersey Lottery withholds $320,000 and pays you $680,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. New Jersey taxes it too, at up to 10.75%.

Lottery winnings are taxed as income. Federal rates run from 10% to 37%, and in 2026 the top rate starts at $640,600 for a single filer and $768,700 for a married couple filing jointly. What's withheld when you're paid is a down payment: on a large prize, you'll likely owe more when you file.

Yes, for prizes of $2,000 or more: the lottery reports them to the IRS on Form W-2G. The threshold was $600 before 2026. Smaller prizes are still taxable income you report.

The next Powerball jackpot is an estimated $538 million, or $220.6 million as one cash payment. After federal tax and New Jersey's 10.75%, the cash leaves a single winner about $115.3 million. Taken as 30 yearly payments, it pays about $282.6 million after taxes in all.

The next Mega Millions jackpot is an estimated $385 million, or $154.8 million as one cash payment. After federal tax and New Jersey's 10.75%, the cash leaves a single winner about $80.9 million. Taken as 30 yearly payments, it pays about $202.7 million after taxes in all.

The next Pick-6 jackpot is an estimated $13.1 million, or $5.3 million as one cash payment. After federal tax and New Jersey's 10.75%, the cash leaves a single winner about $2.8 million.

The next Powerball Xs & Os jackpot is an estimated $1.5 million, paid as one cash payment. After federal tax and New Jersey's 10.75%, the cash leaves a single winner about $834,000.

The cash option is one payment, smaller than the advertised jackpot: the next Powerball jackpot's is 41% of it, all taxed in one year. The annuity pays the full jackpot in 30 yearly payments, each 5% larger than the last, each taxed in the year it's paid. In New Jersey, you choose within 60 days of claiming the prize.

Yes, the same as draw game prizes: scratch-off winnings are taxable income, and 24% federal tax is withheld from prizes over $5,000, plus 5% state tax from prizes over $10,000, rising to 8% state tax from prizes over $500,000. New Jersey taxes them at up to 10.75% on prizes over $10,000.