New Jersey Millionaire for Life Prizes & Odds
Every prize and the odds of winning it on one play.
Odds of winning any prize: 1 in 8.47. The top two prizes are paid yearly for life, for at least 20 years, or as one cash payment.
24% federal tax is withheld from prizes over $5,000, plus 5% state tax from prizes over $10,000, rising to 8% state tax from prizes over $500,000. What a prize pays after taxes
Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.

You can't change Millionaire for Life's odds.
You can pick better scratch-offs.
The best New Jersey scratch-offs right now have up to x656 better big prize odds for $100 to $10K+ prizes.
Every New Jersey scratch-off ranked by today's odds
The best tickets for your budget and the prize you want
A free app, built on official New Jersey Lottery data

More for Millionaire for Life Players
What a win pays after taxes, where to cash it, and other games’ prizes.
Good to know
- Keep MoreNew Jersey Lottery Tax Calculator New Jersey taxes winnings at up to 10.75% on prizes over $10,000. 24% federal tax is withheld from prizes over $5,000, plus 5% state tax from prizes over $10,000, rising to 8% state tax from prizes over $500,000.
- After You WinHow to Claim a New Jersey Lottery Prize Up to $599 at any lottery retailer. You have one year to claim.
- Before You PlayNew Jersey Lottery Draw Times Drawn every day at 11:15 PM ET. Sales stop at 10:15 PM ET.
Other New Jersey games’ prizes
New Jersey Scratch-Offs
Frequently Asked Questions
Answers about New Jersey Millionaire for Life prizes and odds
How much does New Jersey Millionaire for Life pay?
Do you win anything with 1 number on New Jersey Millionaire for Life?
What are the odds of winning New Jersey Millionaire for Life?
Are New Jersey Millionaire for Life winnings taxed?
How do you claim New Jersey Millionaire for Life winnings?
Still have questions? Email our support team


Ready to Play Smarter?
Join 50,000+ players who've stopped guessing and started winning more. Download free—no credit card, no commitment. Your state's best games are waiting.


