CheckOfficial South Dakota Lottery Data

    South Dakota (SD) Lottery
    Tax & Payout Calculator

    South Dakota doesn't tax lottery winnings, but federal income tax applies. 24% federal tax is withheld from prizes over $5,000. Taken as cash, the next $538 million Powerball jackpot leaves a South Dakota winner about $139 million.

    South Dakota Powerball & Mega Millions Jackpots After Taxes

    What each jackpot leaves after federal tax, as one cash payment or paid yearly.

    Powerball

    Jackpot
    $538M
    Cash value
    $220.6M
    Federal tax
    $81.6M
    You keep
    About $139M

    Mega Millions

    Jackpot
    $385M
    Cash value
    $154.8M
    Federal tax
    $57.2M
    You keep
    About $97.6M

    Lotto America

    Jackpot
    $2.2M
    Cash value
    $880K
    Federal tax
    $275.6K
    You keep
    About $604.4K

    Powerball Xs & Os

    Jackpot
    $1.5M
    Cash value
    $1.5M
    Federal tax
    $505K
    You keep
    About $995K

    Dakota Cash

    Jackpot
    $87K
    Cash value
    $87K
    Federal tax
    $20.9KWithheld
    You keep
    $66.1KAfter withholding

    Federal tax at the 2026 rates for a single filer with no other income; South Dakota has no tax on lottery winnings.

    Play scratch-offs too?Up to x6.69 better jackpot odds

    For $50K to $500K+ jackpots on the best South Dakota scratch-offs. ScratchOdds ranks all 32 by today's odds.

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    South Dakota Lottery Tax Calculator

    Type your prize to see what's withheld when it's paid and what you're handed.

    $
    PrizeWithheld at claimPaid to you
    $1,000Nothing$1,000
    $5,000Nothing$5,000
    $10,000$2,400$7,600
    $50,000$12,000$38,000
    $100,000$24,000$76,000
    $1,000,000$240,000$760,000

    Every prize is taxable income. From $2,000 the lottery reports it to the IRS, and your final federal tax depends on your income, from 10% to 37%.

    Good to Know

    South Dakota tax on winnings 

    None

    South Dakota doesn't tax lottery winnings; federal tax still applies.

    Withheld when you're paid 

    24% federal over $5,000

    Smaller prizes are paid in full.

    Top federal rate 

    37% over $640,600

    $768,700 for married filing jointly. A jackpot owes most of its tax at this rate, more than the 24% withheld.

    Reported to the IRS 

    Prizes of $2,000 or more

    On Form W-2G, from 2026; it was $600 before.

    Cash or annuity 

    Your choice

    Cash is one smaller payment. The annuity pays the full jackpot yearly: 30 years for Powerball, Mega Millions and Lotto America.

    Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.

    You can't change the lottery's odds.
    You can pick better scratch-offs.

    The best South Dakota scratch-offs right now have up to x6.69 better jackpot odds for $50K to $500K+ jackpots.

    • Every South Dakota scratch-off ranked by today's odds
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    • A free app, built on official South Dakota Lottery data
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    More South Dakota Lottery Help

    What each game pays, the best scratch-offs, and taxes in other states.

    Frequently Asked Questions

    Answers about the South Dakota Lottery

    Does South Dakota tax lottery winnings?
    No. South Dakota has no state income tax on lottery winnings, but federal income tax applies.
    What is the South Dakota lottery tax rate?
    South Dakota has no state tax on lottery winnings; federal income tax applies. 24% federal tax is withheld from prizes over $5,000; smaller prizes are paid in full.
    How much tax do you pay on a $1,000 lottery ticket in South Dakota?
    Nothing is withheld: the South Dakota Lottery pays the full $1,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income.
    How much tax do you pay on a $10,000 lottery ticket in South Dakota?
    The South Dakota Lottery withholds $2,400 and pays you $7,600. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income.
    How much tax do you pay on $1 million in lottery winnings in South Dakota?
    The South Dakota Lottery withholds $240,000 and pays you $760,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income.
    How much are lottery winnings taxed?
    Lottery winnings are taxed as income. Federal rates run from 10% to 37%, and in 2026 the top rate starts at $640,600 for a single filer and $768,700 for a married couple filing jointly. What's withheld when you're paid is a down payment: on a large prize, you'll likely owe more when you file.
    Do you get a W-2G for lottery winnings?
    Yes, for prizes of $2,000 or more: the lottery reports them to the IRS on Form W-2G. The threshold was $600 before 2026. Smaller prizes are still taxable income you report.
    How much is the Powerball jackpot after taxes in South Dakota?
    The next Powerball jackpot is an estimated $538 million, or $220.6 million as one cash payment. After federal tax (South Dakota has none), the cash leaves a single winner about $139 million. Taken as 30 yearly payments, it pays about $340.4 million after taxes in all.
    How much is the Mega Millions jackpot after taxes in South Dakota?
    The next Mega Millions jackpot is an estimated $385 million, or $154.8 million as one cash payment. After federal tax (South Dakota has none), the cash leaves a single winner about $97.6 million. Taken as 30 yearly payments, it pays about $244 million after taxes in all.
    How much is the Lotto America jackpot after taxes in South Dakota?
    The next Lotto America jackpot is an estimated $2.2 million, or $880,000 as one cash payment. After federal tax (South Dakota has none), the cash leaves a single winner about $604,000.
    How much is the Powerball Xs & Os jackpot after taxes in South Dakota?
    The next Powerball Xs & Os jackpot is an estimated $1.5 million, paid as one cash payment. After federal tax (South Dakota has none), the cash leaves a single winner about $995,000.
    What is the difference between the cash option and the annuity?
    The cash option is one payment, smaller than the advertised jackpot: the next Powerball jackpot's is 41% of it, all taxed in one year. The annuity pays the full jackpot in 30 yearly payments, each 5% larger than the last, each taxed in the year it's paid.
    Are scratch-off winnings taxed in South Dakota?
    Yes, the same as draw game prizes: scratch-off winnings are taxable income, and 24% federal tax is withheld from prizes over $5,000. South Dakota doesn't tax them.

    Still have questions? Email our support team

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