Washington (WA) Lottery
    Tax & Payout Calculator

    Washington doesn't tax lottery winnings, but federal income tax applies. 24% federal tax is withheld from prizes over $5,000. Taken as cash, the next $538 million Powerball jackpot leaves a Washington winner about $139 million.

    Washington Powerball & Mega Millions Jackpots After Taxes

    What each jackpot leaves after federal tax, as one cash payment or paid yearly.

    Powerball

    Jackpot
    $538M
    Cash value
    $220.6M
    Federal tax
    $81.6M
    You keep
    About $139M

    Mega Millions

    Jackpot
    $385M
    Cash value
    $154.8M
    Federal tax
    $57.2M
    You keep
    About $97.6M

    Lotto

    Jackpot
    $3.4M
    Cash value
    $1.7M
    Federal tax
    $579K
    You keep
    About $1.1M

    Hit 5

    Cashpot
    $115K
    Cash value
    $115K
    Federal tax
    $27.6KWithheld
    You keep
    $87.4KAfter withholding

    Federal tax at the 2026 rates for a single filer with no other income; Washington has no tax on lottery winnings.

    Play scratch-offs too?Up to x34.8 better jackpot odds

    For $50K to $1M+ jackpots on the best Washington scratch-offs. ScratchOdds ranks all 59 by today's odds.

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    Washington Lottery Tax Calculator

    Type your prize to see what's withheld when it's paid and what you're handed.

    $
    PrizeWithheld at claimPaid to you
    $1,000Nothing$1,000
    $5,000Nothing$5,000
    $10,000$2,400$7,600
    $50,000$12,000$38,000
    $100,000$24,000$76,000
    $1,000,000$240,000$760,000

    Every prize is taxable income. From $2,000 the lottery reports it to the IRS, and your final federal tax depends on your income, from 10% to 37%.

    Good to Know

    Washington tax on winnings 

    None

    Washington doesn't tax lottery winnings; federal tax still applies.

    Withheld when you're paid 

    24% federal over $5,000

    Smaller prizes are paid in full.

    Not a U.S. citizen or resident 

    30% withheld

    From every prize.

    Top federal rate 

    37% over $640,600

    $768,700 for married filing jointly. A jackpot owes most of its tax at this rate, more than the 24% withheld.

    Reported to the IRS 

    Prizes of $2,000 or more

    On Form W-2G, from 2026; it was $600 before.

    Cash or annuity 

    Choose within 60 days of claiming the prize

    Cash is one smaller payment. The annuity pays the full jackpot yearly: 30 years for Powerball and Mega Millions; 25 years for Lotto.

    New income tax from 2028 

    Washington has no individual income tax today, so the state takes nothing from lottery prizes. From January 1, 2028, a new 9.9% state tax applies to individuals and married couples filing jointly whose adjusted gross income is over $1 million a year. The Department of Revenue hasn't yet published how that income is figured.

    Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.

    You can't change the lottery's odds.
    You can pick better scratch-offs.

    The best Washington scratch-offs right now have up to x34.8 better jackpot odds for $50K to $1M+ jackpots.

    • Every Washington scratch-off ranked by today's odds
    • The best tickets for your budget and the prize you want
    • A free app, built on official Washington Lottery data
    The ScratchOdds app: today's best scratch-offs and the goal picker

    More Washington Lottery Help

    What each game pays, the best scratch-offs, and taxes in other states.

    Frequently Asked Questions

    Answers about the Washington Lottery

    Does Washington tax lottery winnings?
    No. Washington has no state income tax on lottery winnings, but federal income tax applies.
    What is the Washington lottery tax rate?
    Washington has no state tax on lottery winnings; federal income tax applies. 24% federal tax is withheld from prizes over $5,000; smaller prizes are paid in full. For a winner who isn't a U.S. citizen or resident, 30% federal tax is withheld from every prize.
    How much tax do you pay on a $1,000 lottery ticket in Washington?
    Nothing is withheld: the Washington Lottery pays the full $1,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income.
    How much tax do you pay on a $10,000 lottery ticket in Washington?
    The Washington Lottery withholds $2,400 and pays you $7,600. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income.
    How much tax do you pay on $1 million in lottery winnings in Washington?
    The Washington Lottery withholds $240,000 and pays you $760,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income.
    How much are lottery winnings taxed?
    Lottery winnings are taxed as income. Federal rates run from 10% to 37%, and in 2026 the top rate starts at $640,600 for a single filer and $768,700 for a married couple filing jointly. What's withheld when you're paid is a down payment: on a large prize, you'll likely owe more when you file.
    Do you get a W-2G for lottery winnings?
    Yes, for prizes of $2,000 or more: the lottery reports them to the IRS on Form W-2G. The threshold was $600 before 2026. Smaller prizes are still taxable income you report.
    How much is the Powerball jackpot after taxes in Washington?
    The next Powerball jackpot is an estimated $538 million, or $220.6 million as one cash payment. After federal tax (Washington has none), the cash leaves a single winner about $139 million. Taken as 30 yearly payments, it pays about $340.4 million after taxes in all.
    How much is the Mega Millions jackpot after taxes in Washington?
    The next Mega Millions jackpot is an estimated $385 million, or $154.8 million as one cash payment. After federal tax (Washington has none), the cash leaves a single winner about $97.6 million. Taken as 30 yearly payments, it pays about $244 million after taxes in all.
    How much is the Lotto jackpot after taxes in Washington?
    The next Lotto jackpot is an estimated $3.4 million, or $1.7 million as one cash payment. After federal tax (Washington has none), the cash leaves a single winner about $1.1 million.
    What is the difference between the cash option and the annuity?
    The cash option is one payment, smaller than the advertised jackpot: the next Powerball jackpot's is 41% of it, all taxed in one year. The annuity pays the full jackpot in 30 yearly payments, each 5% larger than the last, each taxed in the year it's paid. In Washington, you choose within 60 days of claiming the prize.
    Are scratch-off winnings taxed in Washington?
    Yes, the same as draw game prizes: scratch-off winnings are taxable income, and 24% federal tax is withheld from prizes over $5,000. Washington doesn't tax them.

    Still have questions? Email our support team

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