CheckOfficial Puerto Rico Lottery Data

    Puerto Rico (PR) Lottery
    Tax & Payout Calculator

    Puerto Rico taxes lottery winnings at up to 20% on prizes over $10,000, and federal income tax applies too. 5% state tax is withheld from prizes over $10,000, rising to 10% state tax from prizes over $25,000. Taken as cash, the next $538 million Powerball jackpot leaves a Puerto Rico winner about $94.9 million.

    Puerto Rico Powerball & Loto Cash Jackpots After Taxes

    What each jackpot leaves after federal and Puerto Rico tax, as one cash payment or paid yearly.

    Powerball

    Jackpot
    $538M
    Cash value
    $220.6M
    Federal + state tax
    $125.7M
    You keep
    About $94.9M

    Loto Cash

    Jackpot
    $600K
    Cash value
    $600K
    Federal + state tax
    $60KWithheld
    You keep
    $540KAfter withholding

    Federal tax at the 2026 rates for a single filer with no other income and Puerto Rico's 20% tax.

    Puerto Rico Lottery Tax Calculator

    Type your prize to see what's withheld when it's paid and what you're handed.

    $
    PrizeWithheld at claimPaid to you
    $1,000Nothing$1,000
    $5,000Nothing$5,000
    $10,000Nothing$10,000
    $50,000$5,000$45,000
    $100,000$10,000$90,000
    $1,000,000$100,000$900,000

    Every prize is taxable income. From $2,000 the lottery reports it to the IRS, and your final federal tax depends on your income, from 10% to 37%.

    Good to Know

    Puerto Rico tax on winnings 

    Up to 20%

    Graduated: what you owe depends on your income, on top of federal tax. None on prizes of $10,000 or less.

    Withheld when you're paid 

    5% state over $10,00010% state over $25,000

    Smaller prizes are paid in full.

    Top federal rate 

    37% over $640,600

    $768,700 for married filing jointly. A jackpot owes most of its tax at this rate.

    Reported to the IRS 

    Prizes of $2,000 or more

    On Form W-2G, from 2026; it was $600 before.

    Cash or annuity 

    Choose within 60 days of claiming the prize

    Cash is one smaller payment. The annuity pays the full jackpot yearly: 30 years for Powerball.

    Puerto Rico's tax on prizes 

    Puerto Rico doesn't count Lotería Electrónica prizes as income. Instead, a special tax is taken out of each winning ticket's prize over $10,000 when it's paid, in place of income tax, with rates that rise with the prize. Prizes of $10,000 or less aren't taxed.

    Taxed by ticket 

    The tax is worked out on each ticket's whole prize, even when the ticket holds several plays.

    Federal income tax 

    People who live in Puerto Rico all year generally don't owe U.S. federal income tax on income from Puerto Rico, so their Lotería Electrónica prizes usually aren't taxed federally. Winners who live in a U.S. state owe federal income tax on them as usual.

    Reviewed by Bishop Woosley, former Director of the Arkansas Scholarship Lottery and NASPL President.

    More Puerto Rico Lottery Help

    What each game pays, the best scratch-offs, and taxes in other states.

    Frequently Asked Questions

    Answers about the Puerto Rico Lottery

    Does Puerto Rico tax lottery winnings?
    Yes. Puerto Rico taxes lottery winnings at up to 20% on prizes over $10,000, and federal income tax applies too.
    What is the Puerto Rico lottery tax rate?
    Puerto Rico taxes lottery winnings at up to 20% on prizes over $10,000, on top of federal income tax. 5% state tax is withheld from prizes over $10,000, rising to 10% state tax from prizes over $25,000; smaller prizes are paid in full.
    How much tax do you pay on a $1,000 lottery ticket in Puerto Rico?
    Nothing is withheld: the Puerto Rico Lottery pays the full $1,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. Puerto Rico doesn't tax lottery prizes of $10,000 or less.
    How much tax do you pay on a $10,000 lottery ticket in Puerto Rico?
    Nothing is withheld: the Puerto Rico Lottery pays the full $10,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. Puerto Rico doesn't tax lottery prizes of $10,000 or less.
    How much tax do you pay on $1 million in lottery winnings in Puerto Rico?
    The Puerto Rico Lottery withholds $100,000 and pays you $900,000. The prize is still taxable income, taxed at your federal rate when you file: from 10% to 37%, depending on your income. Puerto Rico taxes it too, at up to 20%.
    How much are lottery winnings taxed?
    Lottery winnings are taxed as income. Federal rates run from 10% to 37%, and in 2026 the top rate starts at $640,600 for a single filer and $768,700 for a married couple filing jointly. What's withheld when you're paid is a down payment: on a large prize, you'll likely owe more when you file.
    Do you get a W-2G for lottery winnings?
    Yes, for prizes of $2,000 or more: the lottery reports them to the IRS on Form W-2G. The threshold was $600 before 2026. Smaller prizes are still taxable income you report.
    How much is the Powerball jackpot after taxes in Puerto Rico?
    The next Powerball jackpot is an estimated $538 million, or $220.6 million as one cash payment. After federal tax and Puerto Rico's 20%, the cash leaves a single winner about $94.9 million. Taken as 30 yearly payments, it pays about $232.8 million after taxes in all.
    What is the difference between the cash option and the annuity?
    The cash option is one payment, smaller than the advertised jackpot: the next Powerball jackpot's is 41% of it, all taxed in one year. The annuity pays the full jackpot in 30 yearly payments, each 5% larger than the last, each taxed in the year it's paid. In Puerto Rico, you choose within 60 days of claiming the prize.
    Are scratch-off winnings taxed in Puerto Rico?
    Yes, the same as draw game prizes: scratch-off winnings are taxable income, and 5% state tax is withheld from prizes over $10,000, rising to 10% state tax from prizes over $25,000. Puerto Rico taxes them at up to 20% on prizes over $10,000.

    Still have questions? Email our support team

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